Rates
Share Savings Account Rates (effective 01/01/2010)
| Savings Account |
Rate |
APY |
| Regular Shares |
.875% |
.875% |
| Christmas Club |
.750% |
.750% |
| Vacation Club |
.750% |
.750% |
| IRA Account |
1.25% |
1.26% |
| 6-Month CD |
1.00% |
1.00% |
| 12-Month CD |
1.75% |
1.75% |
Car Loan Rates
Rates posted are best rates. All loans and individual rates are subject to credit approval.
Vehicle Models 2007-2010
| Year |
Term |
APR |
| New 2010 |
84 Months |
6.50% |
| 2009-2010 |
72 Months |
6.00% |
| 2007-2009 |
60 Months |
5.25% |
|
48 Months |
5.00% |
|
36 Months |
4.75% |
Vehicle Models 2006 and Older
| Year |
Term |
APR |
| 2003-2006 |
36 Months |
7.99% |
| 2002 and older |
36 Months |
12.00% |
Other Loan Rates
| Loan Type |
APR |
| Home Equity |
5.75% |
| Unsecured |
12.5% |
| VISA purchases |
9.99% |
| VISA balance transfer |
9.99% |
| VISA cash advances |
16% |

PACO FCU is an equal opportunity lender.