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Rates

Share Savings Account Rates (effective 01/01/2010)

Savings Account Rate APY
Regular Shares .875% .875%
Christmas Club .750% .750%
Vacation Club .750% .750%
IRA Account 1.25% 1.26%
6-Month CD 1.00% 1.00%
12-Month CD 1.75% 1.75%

Car Loan Rates

Rates posted are best rates. All loans and individual rates are subject to credit approval.

Vehicle Models 2007-2010

Year Term APR
New 2010 84 Months 6.50%
2009-2010 72 Months 6.00%
2007-2009 60 Months 5.25%
48 Months 5.00%
36 Months 4.75%

Vehicle Models 2006 and Older

Year Term APR
2003-2006 36 Months 7.99%
2002 and older 36 Months 12.00%

Other Loan Rates

Loan Type APR
Home Equity 5.75%
Unsecured 12.5%
VISA purchases 9.99%
VISA balance transfer 9.99%
VISA cash advances 16%





PACO FCU is an equal opportunity lender.